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CNA reported on 25 Jan 2019 that Private home prices rise by 7.9% in 2018, while HDB resale prices fall (Read more at https://www.channelnewsasia.com/news/singapore/private-home-prices-hdb-resale-price-index-2018-11164634}
Many realized that the upside potential for HDB common housing is limited, in particular when the property is getting older. They have made the switch to private property which has seen increasing demand and price.
Many thought that to have a roof over their head in a HDB is good enough. They feel the pain when they witness their peers who started at the same footing accomplishing a huge amount of savings and profit by buying private property at the same time.
Some may still choose to live in denial, believing that they can only afford a HDB and they will still be able to retire when they downsize their HDB in their later years. Let's keep our fingers crossed to that belief.
If the concerns for risk are addressed, if it can be shown that affordability is within limits, What would be your choice: HDB or private?
Perhaps it could be easier to identify the possibility and prospect if all the factors could be explained and illustrated to you.
If you do want to WIN back some of the opportunities that you have lost over the years. If you CARE to learn about how to make plans for your property and asset, call Steven at 98337166 to have a chat and explore how you can optimize them.